JAPEX Motors

Experience Life. Drive It Your Way.

Finance Without
the Headache.

Multiple lenders, one team, zero runaround. We find the right structure for your life — and because compliance is handled in-house, the price you see is the price you pay.

Japex Motors finance — driving away in a Japanese import

Our Team On The Ground In Japan

Every car personally inspected before it leaves Japan.

We don't rely on auction listings, online photos, or third-party reports. Our dedicated team of inspectors travels throughout Japan to physically assess every vehicle we consider — before a single bid is placed. They check what photos never show: the undercarriage, the engine bay, the full history behind the grade.

Full mechanical inspection
Accident and repair record review
Undercarriage and chassis check
Interior and electrical check
Engine bay assessment
Cross-referenced against auction grade
Verified service history
Final sign-off before shipping

If it doesn't meet our standard on the ground in Japan, it doesn't come to Australia. Simple as that.

Warranty Protection

5-Year Warranty — Standard on Every Vehicle

Full peace of mind, provided through our trusted warranty partner, applicable Australia wide. Every vehicle that leaves the Japex lot comes with a 5-year warranty plan as standard — provided through our trusted warranty partner, so you get proper cover backed by a dedicated provider. Whether you're driving daily in Gosford or heading up to Port Macquarie for the weekend, you're covered.

Standard — Included

5-Year Warranty

Covers major mechanical components, engine, and drivetrain. Valid at authorised service centres across Australia.

Optional Upgrade

Extended Coverage Plan

Broader component coverage, electrical systems, and enhanced roadside assistance. Talk to our team about what's right for your vehicle.

✦ Australia-wide coverage✦ Transferable if you sell✦ Upgrade available at any time

How Finance Works

Four steps from conversation to keys.

1

Tell us your situation

Budget, vehicle, deposit, employment. No commitment — just a conversation.

2

We search the market

We compare rates across multiple lenders simultaneously — on your behalf, not theirs.

3

You see your options clearly

Repayments, total cost, rate, fees — side by side. Every number explained.

4

Approved and on the road

We handle the paperwork. Most approvals same day. Drive away fast

Finance Options

A structure for every situation.

Personal

Consumer Car Loan

Own it from day one. Fixed repayments around your pay cycle.

Business

Chattel Mortgage

Own the asset immediately. Potential GST, depreciation and interest claims.

Salaried Employees

Novated Lease

Pre-tax salary repayments. Reduce your taxable income. We'll walk you through it.

Flexible Cashflow

Balloon Payment Loan

Lower monthly repayments, lump sum at the end. For buyers who want flexibility.

Why Our Finance Is Different

Built around you, not the lender.

01

Not tied to one lender

Real competition across a broad panel of partners.

02

All credit situations

First-timers, self-employed, complex history — we find a way.

03

No hidden import costs

Compliance is in-house. What we quote is what you pay.

04

Zero obligation

A quote is just a quote. No pressure, no countdown.

05

Fast approvals

Most conditional approvals same business day.

06

Trade-ins welcome

Fair market appraisal on the spot, applied to your deal.

Finance is subject to lender approval. All fees, charges, and conditions will be outlined before any application is submitted.

Common Questions

Straight answers, before you ask.

Do I need a deposit?

Not always. We will model both options so you can see the real difference.

Any extra costs from importing?

None. All shipping, customs, compliance, and registration are in the purchase price upfront.

How fast is approval?

Conditional approval usually same business day.

Can I pay out early?

Most lenders allow it. Early payout fees flagged clearly before you commit.

Will it affect my credit score?

A formal application involves a credit enquiry. We walk you through it before submitting.

What does the warranty cover?

Major mechanical, engine, and drivetrain as standard, through our trusted warranty partner. Upgrade available for broader coverage.

Can I trade in my car?

Yes. Fair market appraisal on the spot, credited directly against your purchase price.

Experience Life.

Ready to experience life?

No jargon. No pressure. Just the best options we can find you.

Ready to find your next
Japanese import?

Or you can call us at

02 8041 4967